Insurance – what am I covered for?

Pony Club WA and Gow Gates

Pony Club WA and Gow-Gates are committed to providing the pony club community with first class Sports Insurance Programmes, whilst maintaining the affordability of registration.
All benefits previously afforded to Pony Club WA Members, Affiliated Clubs, Pony Club WA Coaches, Open Riders, Pony Club WA Officials and Volunteers will remain the same with additional benefits including:

– Pony Club Insurance Scheme website providing immediate access to the policy benefits and procedures https://ponyclub.gowgatessport.com.au/
– Risk Management Documentation tailored to Pony Clubs that aims to assist in providing a safe environment for all participants.
– Pony Club WA Member discounts on the suite of Gow-Gates’ Equestrian Related Insurance products
– Additional Insurance benefits for PC NCAS L1 Coaches

It is important to note whilst the plans provide basic levels of cover for members and others participating in Equestrian activities, it is not all encompassing (this is necessary to keep the cost of insurance affordable for members) and does not seek to replace the need for private health and other insurances. The individual needs of insured persons have not been considered in this plan.

For more information please email ceo@ponyclubwa.asn.au

How to make a Claim

Personal Accident Claims

If you wish to make a claim or notify an incident for Personal Accident please contact Pony Club WA immediately at the following address membership@ponyclubwa.asn.au .

Insurance – General Responsibilities for Members

Ensure you have adequate insurance

It is a responsibility of all Members to ensure that you are adequately insured.  The insurance policies provided by PCA are a member benefit and are not designed to provide every individual with Comprehensive Cover for their own personal circumstances.

Additional Cover may be required in addition to the Member Insurance.  Examples of additional insurances include:

  • Business insurance
  • Property insurance – Equipment, Farm Packs or Home and Contents
  • Personal Accident and Income Protection insurance
  • Travel Insurance
  • Horse Mortality Insurance

If top up insurance is required, please contact Gow-Gates.

In respect of your Personal Accident Insurance please be aware that no expenses claimable under Medicare are covered by this insurance, including the Medicare gap.  Please check with your GP / hospital / surgeon what this means before committing to treatment.

Investigations

Insurers may need to investigate the circumstances of any claim.  If they do, you must cooperate fully with them.  Failure to cooperate may result in the claim being declined.